Finance Calculators
Use petalFolio's free calculators to explore common investment and wealth questions before deciding how you want to track your financial information.
How this helps
These tools are designed for quick estimates. For multiple dated cash flows, use XIRR; for recurring monthly contributions, use the SIP calculator; for a quick investment comparison, use the mutual fund return calculator; and for a household snapshot, use the net worth calculator.
Free financial calculators
Start with the calculator that matches the question you are trying to answer. Each tool opens without requiring an account.
XIRR Calculator
Estimate annualised return from dated cash flows.
SIP Calculator
Estimate the future value of monthly investments.
Mutual Fund Return
Compare invested value, current value and CAGR.
Net Worth Calculator
Estimate net worth from assets and liabilities.
Income Tax Calculator
Compare estimated tax under the old and new regimes.
80C Optimizer
See how eligible investments use the ₹1.5 lakh 80C limit.
HRA Calculator
Estimate the HRA exemption using the three statutory tests.